You plant the seed, we provide liquidity, and together we grow

Learn who we are and what we do

Building Stronger Communities

Learn about changes to the 2023 Welcome Home Program, our down payment assistance program, including two offering dates and the program's highest-ever grant award amounts.
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Community Partnership Award honors Huntington National Bank and HER Cincinnati with $5,000 grant to support affordable housing for single-parent families.
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Our Corporate Social Responsibility Report explores how we have strengthened our relationships with our members, communities and, ultimately, with one another.
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Congratulations to our new and re-elected Ohio Member Directors, Tennessee Member Directors and Independent Directors.
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FHLB Cincinnati awards nearly $12.1 million through its competitive Affordable Housing Program.
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Bank of Tennessee and Appalachia Service Project receive Community Partnership Award.
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John Arthur Flats, a new affordable senior housing development, is now open with help from FHLB Cincinnati’s Affordable Housing Program.
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FHLB Cincinnati helped fund construction of this long-term housing solution for pregnant and parenting women recovering from substance abuse.
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FHLB Cincinnati announces third quarter 2022 results. For the third quarter, net income was $91 million and return on average equity (ROE) was 6.43 percent.
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The FHLB’s Board of Directors announced a $3,000,000 voluntary contribution to the Affordable Housing Program (AHP).
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FHLB Cincinnati's 2021 Annual Report, Strengthening Resilience, is now available. In 2021, we focused on our resilience and gave members the support, education, products and services they need to strengthen their own.
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FHLB Cincinnati's Board of Directors, Advisory Council and Senior Management are responsible for the overall management and oversight of the Bank. Together, they ensure the Bank delivers high-quality, positive member experiences while providing our members with a competitive return on their capital investment. Learn More

Housing Programs

We provide members and housing organizations with grants and below-market interest rate loans when these funds are used for targeted low-income and community lending purposes. Since 1990, those awards have totaled nearly $829 million. Learn More


Since 1990, FHLB Cincinnati has awarded grants totaling nearly $841 million in support of affordable housing in Ohio, Kentucky, Tennessee and beyond, creating more than 104,000 housing units. These funds enable homeownership, replace homes after a disaster, create healthy and safe living environments, and help neighborhoods prosper.


Career Opportunities

Whether you are at the beginning of your career or making a career change, the FHLB offers a number of rewarding opportunities. Learn More

Diversity and Inclusion

The Bank is committed to diversity at all levels of our organization from the employees we hire to the programs, institutions and businesses we support. Learn More


In addition to an excellent work environment, the Bank offers a competitive rewards package including retirement and benefits programs. Learn More


With a corporate culture that fosters growth and development, you can build a solid career at our bank. Learn More