You plant the seed, we provide liquidity, and together we grow

FHLB's Judy Rose with Kevin Stumbo, CFO of member Community Trust Bank, Pikeville, Ky.

Learn who we are and what we do

Building Stronger Communities

FHLB Cincinnati's Board of Directors appointed four new members to the Affordable Housing Advisory Council and reappointed two current members.
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Net income in 2020 held steady at $276 million, consistent with 2019 performance.
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FHLB Cincinnati's Welcome Home Program opens on March 1.
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FHLB Cincinnati awards $28.4 million through its competitive Affordable Housing Program.
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Households displaced by wildfires, tropical storms and hurricanes in 2020 may be temporarily housed in vacant AHP-assisted rental units.
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FHLB Cincinnati is committed to action on racial justice.
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As the novel coronavirus (COVID-19) continues its spread, FHLB Cincinnati is actively monitoring and assessing the situation.
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The FHLBanks are moving from LIBOR to a new rate benchmark, called SOFR.
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FHLB Cincinnati's Board of Directors, Advisory Council and Senior Management are responsible for the overall management and oversight of the Bank. Together, they ensure the Bank delivers high-quality, positive member experiences while providing our members with a competitive return on their capital investment. Learn More

Housing Programs

We provide members and housing organizations with grants and below-market interest rate loans when these funds are used for targeted low-income and community lending purposes. Since 1990, those awards have totaled more than $790 million. Learn More


Since 1990, FHLB Cincinnati has awarded grants totaling more than $790 million in support of affordable housing in Ohio, Kentucky, Tennessee and beyond, creating more than 98,000 housing units. These funds enable homeownership, replace homes after a disaster, create healthy and safe living environments, and help neighborhoods prosper.


Career Opportunities

Whether you are at the beginning of your career or making a career change, the FHLB offers a number of rewarding opportunities. Learn More

Diversity and Inclusion

The Bank is committed to diversity at all levels of our organization from the employees we hire to the programs, institutions and businesses we support. Learn More


In addition to an excellent work environment, the Bank offers a competitive rewards package including retirement and benefits programs. Learn More


With a corporate culture that fosters growth and development, you can build a solid career at our bank. Learn More