Good corporate governance often is a matter putting key policies and procedures into print, so that our members, employees and other stakeholders understand how the FHLB operates. Our Capital Plan lays out how we will maintain the levels of capital required by law.

Policies and Procedures


Comment Sought on Members' Community Investment Performance

All FHLB members are reviewed periodically regarding their performance in community investment or service. Our regulator, the Federal Housing Finance Agency, welcomes all comments from the public on FHLB members’ performance in supporting their communities. To see a list of members being reviewed, and instructions on submitting comment, click here.

Anti-Predatory Lending Policy 

FHLB Cincinnati supports the expansion of fair and equitable home ownership opportunities. To discourage predatory lending practices, which are inconsistent with such opportunities, and to protect the Bank from potential liabilities, FHLBank Cincinnati has established an Anti-Predatory Lending Policy (“APL Policy”). The General APL Policy has been further segregated to more specifically cover collateral supporting Advances (APL Policy for Collateral) and for mortgages purchased under the Mortgage Purchase Program (APL Policy for Acquired Member Assets), collectively known as the “APL Policies”.