Good corporate governance often is a matter putting key policies and procedures into print, so that our members, employees and other stakeholders understand how the FHLB operates. Our Capital Plan lays out how we will maintain the levels of capital required by law.

Policies and Procedures

Anti-Predatory Lending Policy

FHLB Cincinnati supports the expansion of fair and equitable home ownership opportunities. To discourage predatory lending practices, which are inconsistent with such opportunities, and to protect the Bank from potential liabilities, FHLBank Cincinnati has established an Anti-Predatory Lending Policy (“APL Policy”). The General APL Policy has been further segregated to more specifically cover collateral supporting Advances (APL Policy for Collateral) and for mortgages purchased under the Mortgage Purchase Program (APL Policy for Acquired Member Assets), collectively known as the “APL Policies”.