The FHLB provides discounted Advances through two related programs to support housing and economic development, in areas with qualifying income and demographic factors. Under the Community Investment Program (CIP), discounted loans are available to finance the purchase, construction, and/or rehabilitation of housing and economic development projects.

Our Economic Development Program (EDP) provides discounted Advances to promote economic development and job creation/retention, also in areas with qualifying income and demographic measures. EDP loans finance commercial, industrial and agricultural projects as well as small business, public facilities, day care and infrastructure projects.

CIP and EDP loans are available year round.

For more information on Community Investment Cash Advances please see the program definitions or for assistance, please contact the Housing & Community Investment Department at (513) 852-7680 or toll-free (888) 345-2246 or email us at

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