The Federal Home Loan Bank of Cincinnati is a regional wholesale bank providing financial services for residential housing and economic development to 603 member-stockholders in the FHLB System’s Fifth District of Kentucky, Ohio and Tennessee. Eligible stockholders include banks, thrifts, credit unions, insurance companies and community development financial institutions. We are one of 11 Federal Home Loan Banks nationwide, a system created by Congress in 1932 to support housing finance.
Our mission is to provide members with reliable funding to support housing finance, affordable housing and community investment, and assist with their balance sheet management.
About Us

We provide members with liquidity, as well as services to help them connect with their communities.

Meet our management team, our Board of Directors and our Affordable Housing Advisory Council.

We were created by Congress in 1932, and contribute to the national conversation on housing finance
RiverHills Bank awarded Community Partnership Award
In Ohio, FHLB's Community Partnership Award was awarded to RiverHills Bank for their continued work with the Ohio Women's Affordable Housing Network (OWAHN), an organization committed to the empowerment and development of women working in the affordable housing sector through partnership, networking, advocacy and community engagement.