The Federal Home Loan Bank of Cincinnati is a regional wholesale bank providing financial services for residential housing and economic development to 603 member-stockholders in the FHLB System’s Fifth District of Kentucky, Ohio and Tennessee. Eligible stockholders include banks, thrifts, credit unions, insurance companies and community development financial institutions. We are one of 11 Federal Home Loan Banks nationwide, a system created by Congress in 1932 to support housing finance.
Our mission is to provide members with reliable funding to support housing finance, affordable housing and community investment, and assist with their balance sheet management.
About Us

We provide members with liquidity, as well as services to help them connect with their communities.

Meet our management team, our Board of Directors and our Affordable Housing Advisory Council.

We were created by Congress in 1932, and contribute to the national conversation on housing finance
Daisy's Slone's Home Reconstruction
In July 2022, flooding ravaged Inez, Kentucky severely damaging Daisy Slone's house which had been home to her family for over 100 years. Thanks to the Federal Home Loan Bank's Disaster Reconstruction Program (DRP), Daisy received $20,000 in assistance to rebuild.