Supporting housing finance
The Federal Home Loan Bank of Cincinnati is a regional wholesale bank providing financial services for residential housing and economic development to 652 member stockholders in the FHLB System’s Fifth District of Kentucky, Ohio and Tennessee. Eligible stockholders include banks, thrifts, credit unions, insurance companies and community development financial institutions. We are one of 11 Federal Home Loan Banks nationwide, a system created by Congress in 1932 to support housing finance.
Our mission is to provide our Member-stockholders with financial services and a competitive return on their capital investment to help them facilitate and expand housing finance and community investment, and achieve their objectives for liquidity and asset liability management.
We provide members with liquidity, as well as services to help them connect with their communities.
Meet our management team, our Board of Directors and our Affordable Housing Advisory Council.
United Cumberland Bank
Whitley City, Ky.
"Welcome Home helps people to buy homes, gives them an entry into the economy system and helps them to build wealth and change lives."Read More
"Partnership Housing has used two FHLB Cincinnati programs to bring affordable housing to Owsley County, Ky. , helping families like the Ratliffs. "Read More
The FHLB's Carol M. Peterson Housing Fund and RiverHills Bank helped put a new roof on the home of Marjam Barbee of Batavia, Ohio.Read More
St. Henry Bank
St. Henry, Ohio
"Using MPP has absolutely made us better. It’s allowed us to be much more competitive in the marketplace."Read More
Osgood State Bank
This Ohio bank uses the Mortgage Purchase Program, Advances, Welcome Home and other FHLB Cincinnati products to serve communities in four rural Ohio counties.Read More