The Federal Home Loan Bank of Cincinnati is a regional wholesale bank providing financial services for residential housing and economic development to 601 member-stockholders in the FHLB System’s Fifth District of Kentucky, Ohio and Tennessee. Eligible stockholders include banks, thrifts, credit unions, insurance companies and community development financial institutions. We are one of 11 Federal Home Loan Banks nationwide, a system created by Congress in 1932 to support housing finance.
Our mission is to provide members with reliable funding to support housing finance.
About Us
Membership
We provide members with liquidity, as well as services to help them connect with their communities.
Leadership
Meet our management team, our Board of Directors and our Affordable Housing Advisory Council.
Public Affairs
We were created by Congress in 1932, and contribute to the national conversation on housing finance
Home for Good: How One Woman Turned Rent Into Homeownership
Member Citizens National Bank, Somerset, Ky., a longtime user of the Welcome Home Program, has helped numerous homeowners throughout southern Kentucky purchase a home. This milestone can appear out of reach for many, particularly in rural areas of FHLB Cincinnati’s District, such as McCreary County, where poverty rates creep over 30 percent.
