FHLB Cincinnati Announces Third Quarter 2025 Results
The Federal Home Loan Bank of Cincinnati today released unaudited financial results for the third quarter ended September 30, 2025.
For the third quarter of 2025, net income was $144 million and ROE was 8.44 percent. This compares to net income of $164 million and ROE of 10.01 percent for the same period of 2024.
Total assets at September 30, 2025 were $135.1 billion, an increase of $2.8 billion (two percent) from year-end 2024.
Mission Assets and Activities – comprising the major products we offer to members including Advances, Letters of Credit (off-balance sheet), and the Mortgage Purchase Program – were $132.0 billion at September 30, 2025, a decrease of $3.6 billion (three percent) from year-end 2024. The decrease in Mission Assets and Activities from year-end 2024 was driven primarily by a decline in Letters of Credit. The FHLB's business model is designed to support significant changes in mission asset and activity levels without having to undergo material changes in staffing, operations, risk practices or general resource needs.