FHLB Cincinnati Announces Second Quarter 2025 Results
The Federal Home Loan Bank of Cincinnati today released unaudited financial results for the first quarter ended June 30, 2025.
For the second quarter of 2025, net income was $149 million and ROE was 8.49 percent. This compares to net income of $144 million and ROE of 9.05 percent for the same period of 2024.
Total assets at June 30, 2025 were $142.4 billion, an increase of $10.1 billion (eight percent) from year-end 2024.
Mission Assets and Activities – comprising the major products we offer to members including Advances, Letters of Credit (off-balance sheet), and the Mortgage Purchase Program – were $132.6 billion at June 30, 2025, a decrease of $3.0 billion (two percent) from year-end 2024. The decrease in Mission Assets and Activities from year-end 2024 was driven primarily by a decrease in Letters of Credit. The FHLB's business model is designed to support significant changes in mission asset and activity levels without having to undergo material changes in staffing, operations, risk practices, or general resource needs.