You plant the seed, we provide liquidity, and together we grow

Learn who we are and what we do

Building Stronger Communities

FHLB Cincinnati provides discounted Community Investment Cash Advances through two related programs to support housing and economic development.
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The FHLB delivered on its dual mission of providing critical liquidity and expanding support for affordable housing. For third quarter 2024, net income was $164 million and return on average equity was 10.16 percent.
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Households in eight Tennessee counties whose homes were damaged by the severe storms and flooding as a result of Hurricane Helene may qualify for grants from our Disaster Reconstruction Program to aid their recovery.
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For seniors, finding the financial resources to stay in their homes as they age can be challenging. Learn how Rebuilding Together Dayton is using our Carol M. Peterson Housing Fund to change the lives of 67 households.
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Our inaugural 2023 Impact Report is now available. The comprehensive report not only covers operating performance and member engagement, but also delves into housing and community investment impacts across the Fifth District.
I PROMISE Housing opened its doors in 2023. The housing development, which works in conjunction with the LeBron James Family Foundation’s I PROMISE Program, benefited from a $687,500 Affordable Housing Program grant.
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Request an Advance online today quickly, easily and securely!
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The Rise Up pilot program launched in May with $5 million in funding to provide down payment assistance to first-time, first-generation homebuyers in the Franklin County, Ohio area.
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Slater Hall, located in Cincinnati’s west end neighborhood, is open and ready to change lives with 62 permanent supportive housing units for formerly homeless people with histories of mental illness.
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FHLB Cincinnati awards more than $36.2 million through its competitive Affordable Housing Program.
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The 2024 Director Election ballots were emailed to all eligible members on Tuesday, October 8. Please help us ensure that your vote counts.
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Leadership

FHLB Cincinnati's Board of Directors, Advisory Council and Senior Management are responsible for the overall management and oversight of the Bank. Together, they ensure the Bank delivers high-quality, positive member experiences while providing our members with a competitive return on their capital investment. Learn More

Housing Programs

We provide members and housing organizations with grants and below-market interest rate loans when these funds are used for targeted low-income and community lending purposes. Since 1990, FHLB Cincinnati has disbursed $640 million for the creation and preservation of more than 91,000 units of affordable housing. Learn More

LOCAL IMPACT

Since 1990, FHLB Cincinnati has disbursed grants totaling over $640 million in support of affordable housing in Ohio, Kentucky, Tennessee and beyond, impacting more than 91,000 housing units. These funds enable homeownership, replace homes after a disaster, create healthy and safe living environments, and help neighborhoods prosper.

CAREERS

Career Opportunities

Whether you are at the beginning of your career or making a career change, the FHLB offers a number of rewarding opportunities. Learn More

Diversity and Inclusion

The Bank is committed to diversity, equity and inclusion at all levels of our organization from the employees we hire to the programs, institutions and businesses we support. Learn More

Benefits

In addition to an excellent work environment, the Bank offers a competitive rewards package including retirement and benefits programs. Learn More

Culture

With a corporate culture that fosters growth and development, you can build a solid career at our bank. Learn More