FHLB Cincinnati Announces Second Quarter 2026 Results
The Federal Home Loan Bank of Cincinnati today released unaudited financial results for the second quarter ended June 30, 2026.
For the second quarter of 2026, net income was $128 million and ROE was 7.16 percent. This compares to net income of $149 million and ROE of 8.49 percent for the same period of 2025.
Total assets at June 30, 2026 were $153.3 billion, an increase of $23.9 billion (19 percent) from year-end 2025.
Mission Assets and Activities – comprising the major products we offer to members including Advances, Letters of Credit (off-balance sheet) and the Mortgage Purchase Program – were $147.6 billion at June 30, 2026, an increase of $22.3 billion (18 percent) from year-end 2025. The increase in Mission Assets and Activities from year-end 2025 was primarily driven by increases in Advance borrowings from a few large-asset members. The FHLB's business model is designed to support significant changes in mission asset and activity levels without having to undergo material changes in staffing, operations, risk practices or general resource needs.