A new roof

At age 83, and living on her own, Marjam Barbee of Batavia, Ohio, needs help with her house. “It’s really hard when you’re a widow and alone to keep up your home,” she said.

Using volunteers, Clermont Senior Services had helped Ms. Barbee with repairs and maintenance around the house, such as replacing a toilet and cleaning gutters. “Everybody’s goal is to try to keep seniors in their own homes,” said Helen Fisher, home repairs coordinator for Clermont Senior Services.

But when the roof on her home began to leak, that was a bigger problem than could be tackled with volunteers.

Clermont Seniors, with the help of RiverHills Bank of Milford, Ohio, applied for a grant from the Federal Home Loan Bank’s Carol M. Peterson Housing Fund to replace the roof. The fund in 2015 provided $1 million for accessibility rehabilitation and emergency repairs for low- and moderate-income special needs and elderly homeowners in Kentucky, Ohio, and Tennessee.

A grant of $7,500 was awarded to help put a new roof on Ms. Barbee’s home. “I was so happy when Helen called, I was dancing up a storm,” Ms. Barbee said. The new roof was installed in July 2015.

“This case was a perfect example of the purpose of the Carol M. Peterson Housing Fund,” said Damon V. Allen, senior vice president for the FHLB’s Housing and Community Investment department. “When a home’s roof breaks down, many other things begin to fail. This investment helps preserve the value of the house and helps Ms. Barbee stay in her home.”


Marjam Barbee of Batavia, Ohio, received a new roof on her home, through a FHLB Carol M. Peterson Housing Fund grant awarded to RiverHills Bank and Clermont Seniors.