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Disclosure Policy
Disclosure

The Federal Home Loan Bank of Cincinnati (FHLBank) is a privately owned and operated regional wholesale bank with a public mission to facilitate and expand the availability of housing finance. Created by the U.S. Congress in 1932, the Bank fulfills its housing finance mission by providing low cost funding and other financial services to member financial institutions in Kentucky, Ohio and Tennessee. The FHLBank believes that the fair and timely disclosure of information about the Bank is vital to fulfilling its responsibilities to its members, employees and the public generally. The Bank is committed to the fair disclosure of information consistent with the Securities and Exchange Commission’s (SEC) Regulation Fair Disclosure (“Regulation FD”). The Bank will provide public disclosure through various means, including its Web site, SEC reports and press releases.

It is the policy of the FHLBank to provide full, fair and prompt disclosure of information important to its members – both as shareholders and as customers of the Bank – as well as interested third parties and the public in general. Further, it is the Bank’s policy that all public disclosures should be accurate and complete and fairly present the Bank’s financial condition and results of operations in all material respects and should be made on a timely basis as required by applicable laws and regulations.

Scope

This Disclosure Policy applies to all employees, officers and directors of the FHLBank, and covers written and oral communications regarding the FHLBank and its business.

Designated Spokespersons

David Hehman, President; Melissa Dallas, Vice President, Public Affairs; and John Byczkowski, Assistant Vice President, Communications, have been identified as FHLBank spokespersons. They are authorized to speak on behalf of the Bank and will also approve external Bank communications.

Guidelines

The FHLBank will post on its Web site, www.fhlbcin.com, a copy of this policy, and will update it regularly.

The FHLBank maintains an internal Disclosure Committee to help ensure the FHLBank remains in compliance with its Disclosure Policy and SEC disclosure requirements.

The “Investor Relations” section of the Web site will be maintained as a public guide to the FHLBank’s leadership, governance and financial disclosures.

News of particular interest to FHLBank’s members will be posted in a timely manner to the “Members Only” section of the Web site.

Quarterly earnings and year-end earnings will be disclosed in filings with the SEC. The SEC requires that as a non-accelerated filer the FHLBank’s financial results be disclosed within 45 days of the end of the first three quarters of each fiscal year, and 90 days of the end of the fiscal year. The FHLBank will issue a news release providing basic financial performance information after the close of each quarter. The FHLBank will not provide any guidance on earnings before their formal release.

FHLBank representatives who give speeches or presentations to members, industry groups and others will follow safe harbor guidelines for forward-looking information.

The FHLBank has developed training programs so that current and new employees will be properly informed of their responsibilities under Regulation FD and under the FHLBank’s Insider Trading policy.

For further information contact Public Affairs at 877-925-3452

As of 11/1/07

 

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