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Financial Modeling
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Financial Modeling

As a service to its members, the FHLBank offers financial modeling assistance in the form of reports and interactive models. Many of these tools are also utilized in conjunction with the FHLBank's Open House program.

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Performance Analysis and Review (PAR) Report - illustrates, by use of graphs and tables, an institution's historical financial performance in comparison to a peer group determined by the member (based upon asset size, ROA, ROE, charter type, geographic location, etc.).

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Modeled Funding Strategy- a customized analysis that shows the effect of pro-forma financial performance when funding loan growth with various FHLBank advance products (including upward and downward rate shock environments).

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County Demographic Report - summarizes key demographic trends within individual counties in the Fifth District (Kentucky, Ohio and Tennessee). Among the elements included are population and household characteristics, revenues generated by various business sectors, the overall financial institution profile (and historic market deposit share) of the county, and the financial clout of households in the area. Data is presented for the last census, as well as current year estimates and five-year projections.

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Interactive Models - the FHLBank offers several spreadsheet-based interactive models that may prove useful to members. Among the subjects covered are leveraged growth, marginal cost of deposits and determining the actual "core deposit" base.

These tools are available free to members. If you have an interest in learning more about FHLBank's financial modeling function, contact Member Services at 877-925-3452.

 

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