You plant the seed, we provide liquidity, and together we grow

Learn who we are and what we do

Building Stronger Communities

FHLB Cincinnati awards more than $51.9 million through its competitive Affordable Housing Program.
Read the full story
We are pleased to announce the results of our 2025 Director elections. Congratulations to our new and re-elected Independent Director and Kentucky Member Directors!
Read the full story
Our Disaster Reconstruction Program has achieved a major milestone—surpassing $10 million in disbursed funds to help communities rebuild and recover from natural disasters! Funds were used to assist 729 households across Kentucky, Ohio and Tennessee.
Read the full story
The Rise Up Program is available in Tennessee! With the goal of helping first-generation, first-time buyers achieve homeownership, the program provides grants of $25,000 to eligible homebuyers.
Read the full story
The FHLB has launched our newest Advance product, the Flex Fixed Rate Advance! This new Advance provides members with greater flexibility in managing interest rate risk and cashflow timing.
Read the full story
The FHLB successfully delivered on its mission of providing ongoing access to liquidity funding and supporting affordable housing and community investment. For the third quarter of 2025, net income was $144 million and mission asset activity stood at $132.0 billion at September 30, 2025.
Read more
The Hundred Homes Initiative is now accepting applications. Through the program, $5 million in funding will be used to move 100 households living in mobile homes constructed before June 15, 1976 into updated housing.
Read the full story
Explore our commitment to communities through the impact we make with members, our housing and community investment programs and in our local community in our 2024 Impact Report.
Read more
Our Community Investment Cash Advances provide discounted Advances to promote economic development. FHLB Cincinnati member Citizens National Bank has used the program for over 12 years to help local communities.
Read the full story

Leadership

FHLB Cincinnati's Board of Directors, Advisory Council and Senior Management are responsible for the overall management and oversight of the Bank. Together, they ensure the Bank delivers high-quality, positive member experiences while providing our members with a competitive return on their capital investment. Learn More

Housing Programs

We provide members and housing organizations with grants and below-market interest rate loans when these funds are used for targeted low-income and community lending purposes. Since 1990, FHLB Cincinnati has disbursed nearly $697 million for the creation and preservation of affordable housing. Learn More

LOCAL IMPACT

Since 1990, FHLB Cincinnati has disbursed grants totaling nearly $697 million in support of affordable housing in Ohio, Kentucky, Tennessee and beyond. These funds enable homeownership, replace homes after a disaster, create healthy and safe living environments, and help neighborhoods prosper.

VIEW OUR LOCAL IMPACT

CAREERS

Career Opportunities

Whether you are at the beginning of your career or making a career change, the FHLB offers a number of rewarding opportunities. Learn More

Benefits

In addition to an excellent work environment, the Bank offers a competitive rewards package including retirement and benefits programs. Learn More

Culture

With a corporate culture that fosters growth and development, you can build a solid career at our bank. Learn More

NEWS

Federal Home Loan Bank of Cincinnati Announces Results of Director Elections

November 21 2025

Affordable Housing Program Awards Announced

November 20 2025

FHLB Cincinnati Disburses $10 Million in Grants for Disaster Recovery

November 05 2025

VIEW ALL NEWS
FHLB Cincinnati

221 East Fourth Street
600 Atrium Two
Cincinnati, OH 45202
T (513) 852-7500